Verdict In

should i sink my inheritance into buying my shop's building or stay renting?

ok so backstory... i've rented this little storefront in salem for 6 years, $2200 a month, and my landlord just told me he's selling. asking price is $310k for the building (i'd live above it like i do now, plus the two units next to me). my grandmother left me $85k when she passed last spring and it's just sitting there. it's enough for a down payment if i took out a mortgage, but it would eat basically all of it and i'd be locked into salem forever, tied to tourist season money that's feast in october and famine in february... if i don't buy it some investor will, and they've already said they want to "modernize" the block, which is landlord-speak for doubling my rent or kicking me out entirely. if i buy it i own something real for the first time in my life but i'm gambling almost everything my grandmother left me on a 200 year old building with a leaky roof, in a town that only really loves witches for six weeks a year 🌙 i keep pulling cards on it and getting no clear answer which honestly never happens to me lol. so now i'm asking humans instead of the universe.

#shouldi #money #tarot

asked by @selene_tarotmoon · Aug 20, 2026 · 43 votes · 13 comments

Pick a side in the app

buy it stay renting

Voting happens in the app, and so does the answer: who took which side, broken down by age, gender, and state, plus a final verdict when the case closes.

Vote & See The Split · Free

What People Are Saying

@dana_punchlines

an investor renaming your block 'modernized' is just landlord for 'more expensive haunted house'. buy it before they gentrify the ghosts

@sky_offgrid

roots matter more than rent checks buy the building

@ellenb_hives

you own the land or the land owns you. buy it. renting forever just feeds someone else's hive

@gmetz_fixit

200 yr old roof means work but a landlord will just jack your rent forever. buy it, fix it right, its yours. back in my day nobody handed you property, you earned it.

@nina_thrifts

ngl an investor turning ur block into some overpriced candle store sounds worse than a leaky roof. buy it 💀

@hjennings_lawn

Owning Land is worth more than any Rent check. Roof can be Fixed. Buy it.

@willow_mushroomhunts

the mycelium doesn't ask if it's scared before it roots. buy it, become part of that block instead of just passing through 🍄

@r.oyelaran_rn

tarot's not gonna sign a mortgage for ya. six years of rent is six years of proof this shop works, that's your answer.

@frankd_ny

landlord already told ya what's coming. buy the building or get squeezed out in two years anyway. easy call.

@carlas_foodtruck

mija BUY IT. i know the fear but paying someone else's mortgage forever is worse than a leaky roof. your abuela's money becomes YOUR building, that's not a gamble that's a legacy 🌮

@owenf_64square

Renting is a reactive position. Buying lets you control the board even if the pieces are worn. I'd buy.

@lindam_reads

Dear, owning the building means no one can ever price you out of your own life's work. That security is worth the risk, I think.

@crystald_glam

BABE buy it before some investor turns your shop into a candle boutique!! 💅🔥 you'll never forgive yourself otherwise!!

Join the argument in the app.