should i cash out my savings and buy my own rig at 54 or stay a company driver forever?
been driving for the same company almost 12 years now. good benefits, steady paycheck, but they own my schedule and take a big cut off every load. theres a guy at the truck stop in Amarillo, owns his own truck, works for himself, says hes clearing almost double what i make some months. i looked into it for real this time. used Freightliner running about 85k, id put down my 40k savings and finance the rest. no more steady check though. no benefits. if the truck breaks down thats on me, not a dispatcher. i'm 54. not young anymore for starting something new like this. my knees already complain enough sitting in a cab all day. my ex used to say i never take risks, just keep my head down and grind... maybe shes right. amber keeps saying dad just retire early and come be near us in ohio, but i dont think i can sit still like that yet. part of me wants to finally be my own boss before im too old to enjoy it. part of me knows if this goes bad i lost my whole safety net at an age where its hard to build it back... keep going back and forth every night on the drive.
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